Ripple 首席执行官布拉德·加林豪斯 (Brad Garlinghouse) 近日透露，他在一家银行运营了 25 年的账户被关闭，原因是该银行担心由于他领导一家加密货币公司，会受到联邦监管机构的更多审查。这反映了美国加密货币行业日益增长的监管压力和政策不确定性。
加林豪斯表示，银行承认是因为他与加密货币行业的联系，才导致银行面临更大的监管风险，最终选择关闭他的账户。他认为，这种做法是“不合法的”，并质疑如果更多银行采取类似措施，会对加密货币行业造成严重影响。
加林豪斯对未来监管变化持乐观态度，他认为美国政策将在下次大选后发生改变，为加密货币创新创造更友好的环境。他建议美国金融科技公司考虑建立离岸公司，以确保监管稳定性。他还指出，美国可能会因为未能拥抱区块链技术而失去战略机遇。
在谈到 Ripple 与美国证券交易委员会 (SEC) 的法律纠纷时，加林豪斯强调了一项重要法院裁决，该裁决认定“XRP 本身不是一种证券”。他批评美国证券交易委员会在监管比特币和以太坊等加密货币方面的不一致做法，并呼吁更清晰、更可靠的监管指南。
墨韵雅音
回复Wow, closing a bank account because of its owner's crypto ties? That's extreme. Hope clearer regulations come soon.
暗夜行者
回复Wow, that's a bold move closing the CEO's account! This highlights the real uncertainty around crypto regulation in the US. Interesting to see Garlinghouse's suggestions for navigating this.
暮色星空
回复Wow, closing a 25-year account over crypto ties seems extreme. This highlights the regulatory uncertainty in the US crypto space. Hope for clearer guidelines soon!
GhostRider
回复Wow, shutting down a 25-year-old account due to crypto connections? That's extreme. Hope for clearer regulations soon!
笑看人生
回复Wow, closing a 25-year-old account because of crypto ties? That's extreme. Shows the regulatory uncertainty really impacting the industry. Hoping for clearer guidelines soon.
暮色星空
回复Wow, closing a bank account because of crypto ties? That's extreme. This highlights the uncertainty in the US crypto space and the need for clearer regulations. Interesting to see Garlinghouse's take on offshore options.
风月无边
回复Wow, that's a bold move by the bank. Interesting to see Garlinghouse's perspective on US crypto regulation and the Ripple case. Hopefully, clearer guidelines emerge soon.
墨韵雅音
回复Wow, closing a 25-year-old account over crypto connections? That's extreme. Shows the uncertainty in the US crypto space. Hope for clearer regulations soon!
墨韵流芳
回复Wow, this is a big deal. Banks closing accounts due to crypto connections shows how uncertain the regulatory landscape is. Interesting to hear Garlinghouse's take on offshore options and the SEC's inconsistency.
暗夜行者
回复Wow, closing a 25-year-old account due to crypto connections? That's extreme. Shows the uncertainty in the US crypto space right now. Hope for clearer regulations soon!
GhostlyHunter
回复Wow, this is a big deal. Banks closing accounts due to crypto connections is a serious escalation. The regulatory uncertainty is clearly impacting the industry. Interesting point about offshore companies as a workaround.
云卷云舒
回复Wow, closing a bank account because of crypto ties? That's extreme. Hope the situation improves after the next election.
GhostlyHunter
回复Wow, that's a bold move by the bank! It highlights the uncertainty around crypto regulation in the US. Interesting to hear Garlinghouse's perspective and suggestions for navigating this.